Welcome to American Bank. By accessing or using our services, you agree to be bound by these Terms of Service. Please read them carefully.
1. Acceptance of Terms
By creating an account and using American Bank, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy.
Important: If you do not agree with any part of these terms, you must not use our services.
2. Account Registration
2.1 Eligibility
You must be at least 18 years old to create an American Bank account. By registering, you represent that you meet this age requirement.
2.2 Account Security
- You are responsible for maintaining the confidentiality of your password
- You must notify us immediately of any unauthorized access to your account
- You are liable for all activities that occur under your account
- We recommend using a strong, unique password
3. Service Description
American Bank provides the following services:
- Money Transfers: Send money to other American Bank users (subject to admin approval)
- Add Money: Add funds to your account via bank card
- Withdrawals: Request withdrawals through our customer service (WhatsApp: +1 (805) 337-1249)
- Multi-Currency Support: View balances in 20+ currencies with live exchange rates
- Transaction History: Track all your financial activities
4. Transaction Policies
4.1 Transfer Approval
Note: All money transfers require admin approval before completion. This is a security measure to protect your account.
4.2 Transaction Limits
- Maximum add money per transaction: $10,000 USD
- Transactions are processed in USD and converted to your selected currency
- We reserve the right to decline or reverse suspicious transactions
4.3 Fees
Currently, American Bank does not charge fees for standard transactions. We reserve the right to introduce fees with 30 days' notice.
5. Prohibited Activities
You agree NOT to use American Bank for:
- Illegal activities or transactions
- Money laundering or terrorist financing
- Fraud, scams, or deceptive practices
- Violating any local, state, national, or international law
- Impersonating another person or entity
- Interfering with or disrupting our services
6. Withdrawals
To withdraw funds from your American Bank account:
- Contact our customer service via WhatsApp: +1 (805) 337-1249
- You must have a verified bank account on file
- Processing time: 1-3 business days
- We may request additional verification for large withdrawals
7. Email Notifications
By using American Bank, you consent to receive email notifications for:
- Transaction confirmations (add money, send, receive, withdraw)
- Security alerts
- Account updates
- Important service announcements
You can adjust notification preferences in your account settings.
8. Intellectual Property
All content on American Bank, including logos, designs, text, and software, is owned by American Bank and protected by copyright and trademark laws. You may not copy, modify, or distribute our content without permission.
9. Limitation of Liability
Important: American Bank is provided "as is" without warranties of any kind. We are not liable for:
- Unauthorized access to your account due to your negligence
- Loss of funds due to incorrect recipient information provided by you
- Service interruptions or technical issues
- Third-party payment processor failures
- Currency exchange rate fluctuations
10. Account Termination
We reserve the right to suspend or terminate your account if:
- You violate these Terms of Service
- We detect suspicious or fraudulent activity
- You fail to respond to verification requests
- Required by law or legal process
You may close your account at any time by contacting customer service. Remaining balance will be returned via your verified bank account.
11. Changes to Terms
We may update these Terms of Service from time to time. We will notify you of significant changes via email or in-app notification. Your continued use of American Bank after changes constitutes acceptance of the new terms.
12. Dispute Resolution
Any disputes arising from these terms or your use of American Bank will be resolved through:
- First, contact our customer service for resolution
- If unresolved, binding arbitration in accordance with applicable laws
13. Contact Information
For questions about these Terms of Service, contact us:
- WhatsApp: +1 (805) 337-1249
- Email: support@mypaypalwallet.com
14. Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
← Back to Home